Balance Transfer Credit Card Infos
"What are those Balance Transfer credit cards?"
Balance transfer credit cards are credit cards offering an Intro APR (a limited time introductory interest rate) on existing accounts transferred from another credit card issuer. When you transfer your balance to a new balance transfer credit card, you are borrowing money to pay off the balance on your other, higher interest rate credit card account. By paying back your old credit card company and getting a lower interest rate from the new one, you can effectively reduce your monthly revolving credit cost. Balance---Transfer.com can help you compare a long list of Balance Transfer Credit Cards to find the best deal available.
Why should you Transfer your Balance?
- Because you are finished repairing your credit with one of the high interest rate credit repair credit cards...
- Because you missed a payment on your existing account and have been hit with a "penalty rate" on a significantly large balance...
- Because you still have your first credit card and your credit rating improved, but your interest rate has not...
Whatever the reason might be, if you have a credit card balance with higher interest rates than some of our offers, it is time to cut your monthly payments. Please choose one of our great balance transfer credit cards and apply for them online.
Apply NOW!
APR for Balance Transfers: 0.00% (for 15 Months*)
Balance Transfer Fee: 3% (minimum $10)
Intro APR for Purchases: 0.00% (for 15 Months*)
Ongoing APR: 10.99-20.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 5% (minimum $10)
Annual Fee: None
Late Fee: Up to $35
Returned Check Fee: Up to $35
Grace Period: 25 Days
Reward Program: 1-5% Cashback Bonus®
Credit Line: Minimum $5,000
Issuer: Discover Bank
- 0% intro APR on purchases and balance transfers for 15 months, then the variable APR of 10.99% - 20.99%*
- 5% Cashback Bonus(R) in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover
- Up to 1% unlimited Cashback Bonus on all other purchases
- $0 Fraud Liability plus automatic mobile and email fraud alerts
- No Annual Fee
*Click apply to view rates, fees, rewards, limitations and other important information.
A Miles card with no annual fee!
APR for Balance Transfers: 0.00% (for 12 Months*)
Balance Transfer Fee: 3% *
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 10.99%-15.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 5% (minimum $10)
Annual Fee: None
Late Fee: Up to $35
Returned Check Fee: Up to $35
Grace Period: 25 Days
Reward Program: Air Miles
Issuer: Discover Bank
- Earn 10,000 Bonus Miles with every $2,000 spent — up to 20,000 Bonus Miles
- 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
- 0% intro APR on balance transfers for 12 months, then the variable purchase APR of 10.99% - 15.99%*
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information.
High Velocity Savings! Best Credit Card Rates in the Country...
APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: None
Ongoing APR: 6.50%
Cash Advance APR: 6.50%
Cash Advance Fee: None
Annual Fee: $35.00
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Credit Line: $1,000 to $20,000
Issuer: Pulaski Bank